Overwhelmed by debt? Are you afraid to answer the phone for fear that bill collectors are calling? Are you worried and afraid? Filing bankruptcy may be the right answer for you. We can help you decide if bankruptcy is right for you in less than an hour. You'll know the answer and it's quick, it's free, and it's private. You can stop the calls. You can stop the harassment. You can get back your peace of mind. Free Bankruptcy Case Review - Call Us Toll Free 1.888.331.6422 Today. Or Email Us Now by Clicking Here.	Not everyone who thinks about bankruptcy should actually file bankruptcy. It depends on your financial circumstances and problems. But when you think that you have no choice, that's when we can help. There are advantages and disadvantages that you need to understand so you can make the best decision. We will discuss all of that and answer your questions too, including what the process involves and what it costs. We'll go over your situation and help you decide what is the best solution for you and your family. Call us, toll free at 1.888.331.6422, or email us for a free consultation.
Bankruptcy Can Free You From Worry There are two kinds of bankruptcies that most consumers use. The "walk away from your bills" or "straight" bankruptcy is a Chapter 7 bankruptcy. It gets rid of your debt, so you can get a fresh start in life. A "payment plan" bankruptcy, sometimes called a Chapter 13 case, is where you pay something to everyone that you owe, but not the full amount. Which kind you file depends on whether you pass "the Means Test." This test calculates if you have enough extra money left over each month that you have to pay some toward your bills (see the chart at the right). If you earn less than the median income, then you qualify for a straight Ch. 7 bankruptcy. If not, then there is another test that we can use to see if you still qualify. Many people do. Either way, a bankruptcy stops lawsuits and foreclosures and evictions. It lets you stay in the house and stops the garnishments or evictions. It puts an end to harrassing phone calls and letters from bill collectors. We can help you get control of your life again, get a fresh start, and regain your peace of mind. Call us now for a free case review, at 1.888.331.6422. Or email us today for a free case review.
The Area We Serve We handle consumer bankruptcies for clients throughout the Dayton - Cincinnati and Southwestern Ohio area, including the cities of Dayton, Cincinnati, Greenville, Sidney, Piqua, Troy, Urbana, Springfield, Northridge, New Carlisle, Eaton, Trotwood, Union, Englewood, Vandalia, Huber Heights, Fairborn, Drexel, Oakwood, Moraine, Kettering, Beavercreek, Woodbourne, Bellbrook, Xenia, Oxford, Middletown, Trenton, Hamilton, Carlisle, Franklin, Springboro, Lebanon, Mason, Wilmington, Cincinnati, Forest Park, Springdale, Bevis, Sharonville, Harrison, Dent, Wyoming, White Oak, Reading, Deer Park, Bridgetown, Cheviot, Mariemont, Loveland, Milford, Batavia, Mount Orab, Georgetown, Hillsboro, West Union, Portsmouth, and Ironton.	Counties We Serve Adams Brown Butler Champaign Clark Clermont Clinton Darke Greene Hamilton Highland Lawrence Miami Mongtomery Preble Scioto Shelby Warren Free initial conference to help you determine what is best for you and your family. Reasonable fees. Payment plans available. Call us, at 1.888.331.6422 right now or email us right now: Info@OhioConsumerLaw.com.